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After your credit has been approved

Upon credit approval, the following steps are taken:

  • You select a contractor from our Quality Contractor Network.

  • The contractor completes installation and notifies Gibson EMC when your heat pump is ready for inspection.

  • A Gibson EMC technician inspects your heat pump to be sure it meets all manufacturer's and program specifications.

  • Upon inspection approval, Gibson EMC pays the contractor for the heat pump and installation fee.

  • A UCC-1 Fixture Filing is filed by Gibson EMC as security for the loan.

  • Loan repayment is included on your monthly electric bill.


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